AVP, HMDA Compliance (3637) in Dallas, TX at Mr. Cooper

Date Posted: 8/29/2018

Job Snapshot

  • Employee Type:
  • Location:
    Dallas, TX
  • Job Type:
  • Experience:
    Not Specified
  • Date Posted:

Job Description

Ready to be a Cooper too? This might just be right up your alley!

The Fair Lending AVP of HMDA Compliance will maintain primary responsibility of HMDA Compliance testing and oversight and assist the VP of HMDA & Originations Analytics in the submission of the HMDA LAR and development and management of HMDA controls. Specifically, the individual will work with business unit stakeholders in the development of applicable HMDA risk controls to ensure compliance with regulatory requirements. 


  • Management of HMDA LAR filing process including assessment of business controls to ensure accurate reporting of HMDA data fields.
  • Maintains a good working knowledge of the requirements of the most recent updates to the Home Mortgage Disclosure Act (HMDA) to assist in preparation and maintenance of the loan application register (LAR).
  • Reads, analyzes, and interprets loan applications and related documentation gathered during the Mr. Cooper loan application process to ensure appropriately coding for HMDA reporting purposes.
  • Coordinates with various departments within Mr. Cooper to resolve any inconsistencies in loan data and recommends changes as warranted that will ensure the efficiency and accuracy in reporting of HMDA data.
  • Stays up-to-date with the company’s lending practices and procedures in order to perform a thorough and accurate comparative loan analysis.
  • Assists VP of HMDA Compliance and Origination Analytics in preparation of periodic reporting, annual HMDA submission, regulatory examinations or ad-hoc assignments as required.
  • Ensures the HMDA LAR is accurate within thirty calendar days after the end of each calendar quarter.
  • Owner of Compliance related HMDA Procedures and Standards. Responsible for updates to assigned P&Ps and providing guidance to various departments regarding regulatory changes.
  • Reports any potential concerns about non-compliance with HMDA regulatory requirements.
  • Prepare HMDA reports and summaries to be used by department and senior management across the organization.
  • Work with business units to identify appropriate audience for training.  Identify needs for new training; develop and work with applicable stakeholders to deliver as needed.
  • Maintain a good working knowledge of the requirements of other fair lending laws and corresponding regulations: ECOA, FHA, HMDA, UDAAP and state fair lending and UDAAP related laws and regulations.
  • Assist the business in the development, implementation and tracking of corrective action or control enhancements necessary to address Compliance, Internal Audit and/or regulatory examination findings
  • Assist the VP of HMDA & Origination Analytics or Fair Lending SVP with other projects/tasks as needed


  • Ability to analyze a situation and select the appropriate course of action on matters involving significant risks or consequences
  • Ability to work well under pressure
  • Ability to effectively manage time and multiple projects with minimum supervision
  • Excellent communication (verbal and written), interpersonal, organizational and project management skills
  • Ability to manage time and be efficient and effective in the completion of assignments


  • Minimum of four (4) years banking or finance industry experience
  • Bachelor’s Degree in business, finance, accounting, or in a related field of study. Direct related experience may be substituted in lieu of education
  • Significant operational knowledge of the Home Mortgage Disclosure Act, specifically working with the most recent updates
  • Experience with using HMDA and Fair Lending related software, RATA Comply, CRA Wiz, Centrax, or similar
  • Advantage knowledge and experience working with Microsoft Office products (specifically Excel)
  • Ability to exercise judgment and discretion in handling sensitive documents or other confidential information
  • Ability to effectively communicate both orally and in writing in order to convey information tactfully and effectively to all levels of employees and customers
  • Ability to establish productive business interpersonal relationships with others inside and outside the organization and to work with little direct supervision in carrying out the responsibilities assigned

Job Requisition ID:


Job Category:

Corporate Compliance

Primary Location City:


Primary Location Region:


Primary Location Postal Code:


Primary Location Country:

United States of America

Posting Organization:

Mr. Cooper

Line of Business:


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Alternate Requisition: